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If you're trying to buy something using your Microsoft Account balance, you may not have enough funds in your account to cover the total cost of the item. For example, if you try to buy a game that's listed as $9.99, and you have an Microsoft account balance of $10, that amount isn't enough to cover the taxes, so you'll need to add more funds pay the final balance. In certain countries and regions, PayPal can be used as a payment option to buy Xbox Live Gold, Xbox Game Pass Ultimate, and content such as games, apps, music, HD movies, and TV shows on your Xbox Series X|S console, Xbox One console, Xbox 360 console, and Xbox.com. Insufficient Funds - you do not have enough money on your card. Expired Card - your card is already expired. Voice Authorization Required - we do not support voice authorization when paying for hosted accounts. We were unable to process your card.
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Help kids shop responsibly by adding money to their Microsoft accounts, so they can buy what they want, without spending too much. Once you've added money to a Microsoft account it can be used to buy movies, games, in-app purchases, physical goods, or an Xbox subscription. We’ll send you an email to let you know that the bank account you used for your Instant Transfer has insufficient funds.
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